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Are you looking to borrow? - we are committed to:

  • Making available, when needed, low cost credit
  • Helping you to save for future needs
  • Being approachable 
  • Helping to keep your level of debt under control
  • Offering free insurance protection on savings and loans
  • Offering flexibility for savings and loans

PLEASE REMEMBER: Loans are made from other members savings, DO NOT apply if you can't afford to repay these members their savings back again.

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Truth-in-lending, with no hidden costs and no penalty for early repayment is the policy of the credit union movement.  Members are encouraged to continue saving particularly while repaying a loan:

Typical example of £1000 loan borrowed over 12 months

Source of Credit Typical Interest Rate Monthly Repayment Total Interest Savings on Interest
Credit Union 26.8% £95.00 £134.09 -
Credit Cards 39.9% £99.50 £193.86 £59.77
Door Step Lender 275% £159.00 £906.84 £772.75

Why Choose A Credit Union Loan?

Free Insurance Protection
FREE INSURANCE PROTECTION

Low Interest Rates
LOW INTEREST RATES

No Early Repayment Penalty
NO EARLY REPAYMENT PENALTY

Apply Online
APPLY ONLINE

No Hidden Fees
NO HIDDEN FEES

Flexible Payment Terms
FLEXIBLE PAYMENT TERMS

How Do I Apply For A Loan

Only credit union members can apply for a loan.  If you are not a member you will be able to join at the same time as you make your loan application.  All new members must provide recent proof of address and photo identification with their application.

PLEASE REMEMBER: Loans are made from other members savings, DO NOT apply if you can't afford to repay these members their savings back again.

In addition to loans, joining a credit union offers a whole range of benefits.  What are you waiting for?

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